Built and read by one person with a banking and credit rating background, so your accounts are scored the way a credit committee would score them. A bookkeeper tracks what came in and went out. This tells you what it means to a lender. Then we act on the answer: if you are financeable we introduce you to a relationship manager at the lenders that fit, free and taking nothing from them; if you are not yet, we can work with you monthly until you are. We are paid by you and never by a bank.
Five inputs, no documents. A first read on where you stand today, then get the full assessment on your real numbers below.
Last full financial year
Before interest and tax
All interest-bearing borrowings
The amount you plan to ask for
Months since incorporation
You are not buying a document. You are buying an honest answer and someone on your side of the table once you have it. One assessment, one flat fee, and then the result decides which of these two follows. Neither of us knows which it will be until the numbers are read. That is the point of buying it.
Your statements read against the thresholds lenders actually apply. Where you clear them, where you do not, by how much, and the one figure that would close each gap. Anything your documents did not evidence is marked not disclosed rather than assumed. If the answer is no, you get the no, in writing, with the fix-list attached.
A named relationship manager at the lenders your profile matches, with your report in hand so the first conversation starts from evidence rather than from a form. You choose which, and whether at all. It costs you nothing, and we are not paid by lenders, in any form, ever. Whether they lend is their decision.
How that works →Your report already lists what is missing and by how much. On a flat monthly fee we work that list with you and re-assess on the same model, so the change is measured rather than claimed. Never a success fee, never a share of what you borrow. When the figures clear, the introduction is part of the same service and there is nothing further to buy for it.
How the monthly work works →Either way the free 30-minute call stands: we walk through the report together, whichever way it went. And either way we are paid by you, never by a bank — there is no commission anywhere in this, so no reason to route you anywhere except where you fit best.
Your real financial statements, read against the thresholds Latvian lenders actually apply and scored on a model built from the lender's side of the table. In your inbox in about a minute, with the score, the charts behind it, and a prioritised fix-list. Every report is read by the founder after it goes out.
Purchase assessmentUpload your financial statements (audited accounts, management accounts, or bank statements) right after purchase, and your report is ready in about a minute.
Thirty minutes with Davis, the founder, who built the assessment and reads every report after it goes out. His background is in banking and credit rating. We go through your score, what is driving it, and what to fix first before you approach a bank. No cost, no obligation.
Book a free consultation →Checking your payment status…
Thirty minutes with Davis, the founder, who built the assessment and reads every report after it goes out, to go through your score, what is driving it, and what to fix first before you approach a bank. Available for any questions, alongside your report.
Book your free consultationA verdict you can act on this week.
A real generated report: score and confidence, the ratios behind it, benchmark comparisons for your industry, and a prioritized action plan.
Open the full sample report →Start free in under a minute, or bring your numbers to an advisor call.
