How financing-ready is your business?Check free, in two minutes.

Thirteen questions, no documents, no payment. Your answers run through the same scoring model behind our full instant assessment - and you get an honest read: your readiness band, how much of the model your figures could cover, and the one number lenders would question first.

The free check
Your figures Last full year
Your last full financial year, in your reporting currency.
Either figure works - give both if you have them. Losses are fine as a minus number.
Loans and leasing together - the total that leaves the account over twelve months. Without it we cannot read your debt service cover, and the result is held down for the gap.
Never required - your result shows here either way.
Financing readiness Free check

Fill in what you know on the left and run the check. You'll see:

  • Your readiness band - the same four-band scale the full report uses
  • How much of the scoring model your figures could actually cover
  • The one number lenders would question first, with the threshold they hold it against

Blank fields are fine - they just lower how much of the model we can assess, and the result says so honestly.

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What the full report adds
  • The full indicator table - revenue, EBITDA, DSCR, leverage and liquidity, each read against a lender threshold
  • Trend charts and a lender-threshold comparison for every credit metric
  • Working capital analysis and your full company profile
  • Sector-specific risk factors and the lending environment for your industry
  • Debt service capacity and the Five C's of credit
  • What's working in your favor, and what will draw lender questions
  • A prioritized action plan - what to fix first, and how much it should move your score
  • Lender categories matched to your profile, ranked by fit

And what we do with the answer. If the full assessment says you are financeable, we introduce you to a relationship manager at the lenders that fit. It costs you nothing and we take nothing from them. If it says not yet, we can work with you monthly on a flat fee until the figures clear. Both branches →

Get the full assessment - EUR 99

Upload your real financial statements and the full report is scored and delivered in about a minute.

This free check is an indicative read on the figures you typed - not a credit rating, an audit, or a lending decision. The full assessment reads your actual financial documents, which is where the score becomes worth showing to anyone.