Everyone buys the same thing: one assessment, one flat fee. What comes next is not a package you choose off a menu, it is decided by the result. If your numbers clear the thresholds lenders actually use, we introduce you to a relationship manager at the lenders that fit, free and taking nothing from them. If they do not, we can work with you every month until they do. We are paid by you and never by a bank, so the only side we are on is yours.
One flat fee, one report. We read your actual financial statements against the thresholds lenders apply, and tell you where you stand. Nothing below this line is sold to you before that report exists, because until it does, neither of us knows which one you need.
If your assessment says you are financeable, the useful next step is a named person at the right desk rather than a general enquiry form. Say the word and we introduce you: an email to a relationship manager at the lender or lenders you choose, with your report and a short note on what your company does and what you are looking for. You decide which, and whether at all. It costs you nothing, we are not paid by lenders in any form, ever, and whether they lend is their decision.
A weak assessment is not the end of the conversation, it is a list. The report already says which thresholds you miss and by how much. On a monthly retainer we work through that list with you: what would move each figure, in the order that matters, and how a lender will read the result. Your own accountant keeps the books; we read what they produce the way a credit committee reads it. Then we re-assess, and you can see whether the position moved.
Thirty minutes, free, no obligation. We look at where the business actually is and tell you honestly whether the assessment is worth your money yet.
